Apple Health for Workers with Disabilities (HWD) Program

What it is:

Healthcare for Workers with Disabilities (HWD) allows people with disabilities who are working to purchase medical coverage by paying a monthly premium that is based on their income.

Who is eligible:

  • Meet federal disability requirements
  • Are employed (including self-employment) full or part time

There is no resource test for HWD.

HWD benefits include:

  • Medicaid benefit package, including Medicaid personal care services
  • Greater personal and financial independence
  • Members can earn and save more without the risk of losing their healthcare coverage

What does it cost?

Your monthly premium is based on a sliding scale. It cannot be more than 7.5% of your total monthly income –and may be less. If you have been afraid to pursue your career goals because doing so might disqualify you from needed healthcare, this program may be perfect for you.

For more information visit the Apple Health (Medicaid) Manual for HWD

How to apply:

Online at through Washington Connections; or

Mail an Application for Long-Term Care/Aged, Blind, Disabled Coverage (HCA 18-005) to:


PO Box 45826

Olympia, WA 98504-5826. For more information about HWD, call toll-free 1-800-871-9275.

If you are applying for other programs, such as Food Assistance or Cash, please apply at your local office or apply online through Washington Connection.

If you are under age 65 and not on medicare, apply for medical through the health plan finder.